40+ MERCHANT BANKS

Global Acquiring

INTERCHANGE++

Transparent Fees

30+ PAYMENT METHODS

Single Payment Gateway

150+ CURRENCIES

Multi-Currency

HIGH-RISK FRIENDLY

We at MerchantCount look at every Merchant the same, this includes start-up businesses and High-Risk Merchants. A lot of time your industry type might be classified through the MCC as High-Risk but is not actually High-Risk. By having close contact with our partners we can accept your business in no time at all!

Our wide network of acquiring partners, and their long history of payment processing, allows us to guarantee a 98% approval rate. By looking at each business case individually, we are able to onboard a merchant through an offshore or domestic solution which increases our success rate. We will be able to provide you with an account even if you are on the chargeback limit.

POPULAR CATEGORIES

Adult Dating, Escort

Drug Stores, Pharmacy

Electronics

Travel

Forex, Binary Options

Gaming, Gambling

Tobacco

Insurance

Multi Level Marketing (MLM)

Ticketing Agencies

Nutraceutical, Herbal

Software

Telemarketing, MOTO

Financial Services

Jewelry

Support All Business Types

Visa/MC rates as low as 1.20%

Interchange++ pricing

Startups accepted

Award-winning PCI compliant gateway

Server2Server API or Hosted Payment Pages

150+ currencies multi-currency processing

30+ alternative payment methods

Fraud screening & proactive support

CVV, AVS, 3D Secure, batch processing, recurring billing

GET A QUOTE FOR YOUR BUSINESS TODAY

& be pre-approved in less than 48h!

HIGH RISK MERCHANT ACCOUNT FEES

Below is the Price Setting for a MID through an EU acquiring bank.
Starting from €75k per month domestic EU sales volume.

0.80% – 3.80%

Visa / MasterCard

0.10€ – 0.30€

Transaction fee

0.15€ – 0.30€

Gateway fee

0€ – 100€

Implementation Fee

Accepted countries of incorporation

Global (EU/UK/Rest of World)

Global card processing

Yes

Startups accepted

Yes

High risk accepted

Yes

Recurring billing & tokenization

Yes

3D Secure, CVV, AVS

Yes

Direct API integration / Hosted Payment Page

Yes

Setup time

3-5 days

Chargeback fee

10€ – 30€

Refund fee

0.30€ – 2.00€

Settlement to bank account

Daily / Bi-Weekly / Weekly

Processing currencies

120+
Settlement currencies:
EUR, GBP, USD, CHF, CAD, DKK, JPY, AUD, HKD, NOK, NZD, RMB, SEK, TRY, ZAR, SGD, MXN, PLN, CZK, HUF, AED, MAD, SAR
Integrated payment methods:
Visa, Visa Debit, Visa Electron, MasterCard, MasterCard Debit, Maestro, Amex, JCB, Diners, Carte Bancaire, PayPal, PaysafeCard, GiroPay, Sofort Uberweisung, Dankort, iDeal, UnionPay, CartaSi, Alipay, Afterpay, Bancontact MisterCash, Entercash, EPS, SEPA Direct Debit, Klarna, P24, Paytrail, Poli, PostePay, Trustly, TrustPay, Yandex, ApplePay

HIGH RISK MERCHANT ACCOUNT OPENING

1. Get In Touch

After completing the short application form, our experts will advise the appropriate banking partners from our network.

2. Bank Approval

Based on initial assessment we start the approval process with one of our banking partners. A dedicated agent will manage everything for you.

3. Integration

After approval and MID activation you can integrate with the payment gateway via API and you’re all ready to start processing payments on your platform.

WHY

HIGH RISK?

Do you need a high-risk merchant account?

There are many factors considered by banks and payment providers when deciding whether a business should be classified as high-risk. The primary concern is the reputation of the industry in which the business is operating, and it’s trading/processing history. For example, the online gambling industry is automatically considered as high-risk by acquiring banks due to the track record of unregulated schemes. When there is the potential for clients to end up feeling dissatisfied with the product or service, or when volumes are higher, there is a higher chance of disputes. Theft of credit card details or other data is also a risk. The providers are at risk and thus impose stricter terms, or decline the merchant account opening.

VISA/Mastercard Chargeback Ratio %

RATIO?

Keep chargebacks to a minimum

Credit card processing history is the second most important factor when it comes to getting approved. Card schemes, such as Visa and MasterCard, dictate the acceptable chargeback thresholds, which stand between 1-2% from sales volume and transaction count. Many businesses can reach this threshold very quickly and even a couple of consecutive months above 2% will lead to the bank will terminate the merchant account. This is why most high-risk merchants are asked for card processing statements detailing the previous 6 months and can only be approved after a thorough review. High chargeback ratios, excessive refunds and fraud trends lower the chances of getting approved.

30+ PAYMENT METHODS