40+ MERCHANT BANKS
Single Payment Gateway
We at MerchantCount look at every Merchant the same, this includes start-up businesses and High-Risk Merchants. A lot of time your industry type might be classified through the MCC as High-Risk but is not actually High-Risk. By having close contact with our partners we can accept your business in no time at all!
Our wide network of acquiring partners, and their long history of payment processing, allows us to guarantee a 98% approval rate. By looking at each business case individually, we are able to onboard a merchant through an offshore or domestic solution which increases our success rate. We will be able to provide you with an account even if you are on the chargeback limit.
Drug Stores, Pharmacy
Forex, Binary Options
Multi Level Marketing (MLM)
Support All Business Types
Visa/MC rates as low as 1.20%
Award-winning PCI compliant gateway
Server2Server API or Hosted Payment Pages
150+ currencies multi-currency processing
30+ alternative payment methods
Fraud screening & proactive support
CVV, AVS, 3D Secure, batch processing, recurring billing
& be pre-approved in less than 48h!
Below is the Price Setting for a MID through an EU acquiring bank.
Starting from €75k per month domestic EU sales volume.
Visa / MasterCard
Accepted countries of incorporation
Global card processing
High risk accepted
Recurring billing & tokenization
3D Secure, CVV, AVS
Direct API integration / Hosted Payment Page
Settlement to bank account
After completing the short application form, our experts will advise the appropriate banking partners from our network.
Based on initial assessment we start the approval process with one of our banking partners. A dedicated agent will manage everything for you.
After approval and MID activation you can integrate with the payment gateway via API and you’re all ready to start processing payments on your platform.
Do you need a high-risk merchant account?
There are many factors considered by banks and payment providers when deciding whether a business should be classified as high-risk. The primary concern is the reputation of the industry in which the business is operating, and it’s trading/processing history. For example, the online gambling industry is automatically considered as high-risk by acquiring banks due to the track record of unregulated schemes. When there is the potential for clients to end up feeling dissatisfied with the product or service, or when volumes are higher, there is a higher chance of disputes. Theft of credit card details or other data is also a risk. The providers are at risk and thus impose stricter terms, or decline the merchant account opening.
Keep chargebacks to a minimum
Credit card processing history is the second most important factor when it comes to getting approved. Card schemes, such as Visa and MasterCard, dictate the acceptable chargeback thresholds, which stand between 1-2% from sales volume and transaction count. Many businesses can reach this threshold very quickly and even a couple of consecutive months above 2% will lead to the bank will terminate the merchant account. This is why most high-risk merchants are asked for card processing statements detailing the previous 6 months and can only be approved after a thorough review. High chargeback ratios, excessive refunds and fraud trends lower the chances of getting approved.